Catherine Collinson

Fall marks the open enrollment period for many employer-sponsored health insurance plans as well as the Affordable Care Act Health Insurance Marketplace, which is especially critical for Americans who don't have access to health insurance.

On this episode, Al Waller and Catherine Collinson explore the main takeaways from Transamerica Center for Retirement Studies’ new eye-opening report on the middle class.

Just about everyone is familiar with the old adage, “Your health is your wealth.” Many quotes, proverbs, meditations, cautionary tales, and even songs have contemplated this theme. On this episode, Al Waller and Catherine Collinson explore the intersections of health and financial well-being by offering explanations, sharing examples, and inviting listeners to adopt a new mindset in their daily decision-making that could enhance their lives.

Al and Catherine discuss The SECURE 2.0 Act of 2022 and provisions including the Saver’s Match, employer matching contributions for student loan repayments, catch-up contributions, emergency savings, and more. SECURE 2.0 is packed with dozens of provisions to address many of the most pressing issues and opportunities within our current retirement system, ranging from expanding access to workplace retirement plans to increasing ways people can grow and protect their savings. Some of the new law’s provisions have already rolled out while other provisions are slated to roll out next year and in the coming years.

One of the fundamental principles of saving and investing for retirement is to start saving at a young age. But we’ve been receiving inquiries from our listeners, what if you’re in your fifties or sixties and haven’t saved enough?

Today’s workplace is transforming rapidly in the post-pandemic environment and with the proliferation of robotics and artificial intelligence. Many people are left wondering, What comes next?

Women: Are you ready to take greater control of your financial future? Or just looking for tips to strengthen your situation? If so, you’ve come to the right podcast.

The U.S. population is growing older and the number of retirees is increasing. Since 2011, on average, 10,000 Baby Boomers have been turning age 65 every day and they will continue to do so through 2029. In its most recent survey of those ages 18 and older, nonprofit Transamerica Institute found that almost one in four individuals are now fully retired.

Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done.

Megatrends are increasingly influencing industry, employers, and the world of work. Welcome back to ClearPath – Your Roadmap to Health & Wealth SM. I’m your host, Al Waller. Joining me is Catherine Collinson, founding CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies®. On this episode, we’ll be explaining megatrends, how they are impacting employers, and potential implications for workers.